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In developing countries less than 50 percent of the population has access to formal financial services. Lack of financial access results in sustained income disparities and lower economic growth. Mobile banking is transforming the financial landscape by providing basic financial services through regular mobile phones. M-PESA and M-Shwari are mobile banking services in Kenya, supplied by the teleco

The aim of the study wasto examine and analyze the interviewed pre-sentence investigator´s statements about the process of making a pre-sentence investigation report.The study is qualitative in the form of a vignette featured to the five interviewed pre-sentence investigators.Two of the pre-sentence investigators are working with young people and the remaining three investigatorsareworking withadu

I mitt biografiska projekt "Änkans unge", ställde jag mig frågan hur andra författare lyckats skildra närvaron av en försvunnen far. Jag valde tre frågeställningar som har betydelse i mitt eget projekt och jämförde med de valda författarnas framställan av dessa frågor i de utvalda böckerna. De tre frågeställningarna är: Hur skildras den fallande status som blev följden av den försvunne f

Abstract The aspiration of this essay was to search for explanations why children who are victims of sexual abuse don´t tell someone immediately about their horrifying experiences. Commonly, their way of dealing with the trauma is instead silence for many years until they decide to reveal the abuse. I have read four autobiographies written by people who were themselves, when they were children, vi

The purpose with this study was to examine organizations and governments work and approach in maintaining relationships between children and their incarcerated parent. Today there is little understanding of these children’s experiences and there is not much research about the organizations and governments working with these questions. This study is based on interviews with prison officers and staf

Syfte: Uppsatsens syfte är att ge förståelse om och djupare insikt i option framing-dynamiken och dess existens, genom att undersöka hur effekten av option framing påverkas av antalet presenterade tillbehör, könet på respondenten och tillbehörens betydelse. Metod: Studien baseras på en kvantitativ experimentundersökning med cyklar som studieobjekt och avser att genom hypotesprövning ge svar på p

I denna uppsats undersöks undertextning av matlagningsprogram. Undertextning är på många sätt en begränsad form av översättning, och uppsatsen undersöker hur begränsningarna påverkar innehållet i matlagningsprogram, samt om det går att utläsa några normer i undertextningen av dessa. Materialet består av transkriberat engelskt tal och svenska undertexter från tre olika brittiska matlagningsprogram

Då utvecklingen av digital kommunikation bland annat leder till mindre öga-mot-öga-kontakt (F2F), var studiens syfte att undersöka om olika nivåer av F2F-kontakt korrelerar med den interpersonella tilliten mellan chef och anställd. En enkätundersökning med 60 yrkesverksamma deltagare genomfördes, och resultaten visade inga signifikanta samband mellan F2F och tillit, något som i viss mån skiljer siSince less face-to-face contact (F2F) is one of the implications of digital communication development, this study was designed to examine if different levels of F2F-contact correlates with interpersonal trust between employees and their manager. A survey with 60 participants was conducted, and the results showed no significant relationship between F2F and trust, to some extent making it stand out

Syftet med den här studien har varit att förbättra LOGEs semidetaljerade katalysatormodel Cu-ZSM-5 på dem delarna där modellen missar viktiga effekter. Det är viktigt att ha en riktigt och CPU-effektiv kinetisk modell för katalysatorn i arbetet mot att minska förorenande NOx i avgaserna från en dieselmotor. Undersökningen av den kinetiska modellen utfördes genom transienta experiment som NO oxidaThe aim of this study has been to enhance LOGE's semi-detailed Cu-ZSM-5 SCR catalyst model in areas where it lacks to catch important effects. It is important to have an accurate and CPU efficient kinetic model for the catalysis in the work towards minimizing polluting NOx in the exhaust gas from diesel engines. Investigations were done on the kinetic model through a few transient experiment

As a social worker you often meet children that are exposed to harmful environments in one way or another. Children who grow up in these circumstances could easily be forgotten, there-fore it is vital that these children are brought to attention. In these situations it´s necessary to find which positiv measures would be benefitial for these children. The internet is an expan-sive resource due to t

A field study was conducted in Fisantekraal, one of 20 high-risk communities in Cape Town, home to both a formal part consisting of low-cost government housing and an informal settlement. People in Fisantekraal are exposed to several different types of hazards and have problems with reoccurring disasters, especially in the informal settlement. Face-to-face interviews with people living in the two

In this thesis the international trade input-output model has been used in a case study to evaluate how disturbances in the activity of the Port of Gothenburg propagate through Swedish economic sectors. The international trade input-output model can, given a perturbation from one or more sectors, estimate the ripple effects measured in terms of industry inoperability and economic losses. The model

This thesis sets out to examine which strategies and methods are used in the exchange of information and factors that may impede an effective (vertical and horizontal) aggregation of information regarding risks and vulnerabilities on a local and regional level. Solutions to mitigate those factors are suggested. The method consists of a qualitative survey; empirical data is gathered from 21 countie

This bachelor thesis examines the municipal cultural management of the city of Lund in Sweden and how it uses co-ordination as working method. By using governance as theory it is possible to both define the way the cultural organisation in question network with the local cultural participants, but also how this way of strategy affects the balance of power between the local participants and the mun

Individens hälsa och välmående är ett aktuellt ämne. Arbetslivet är en stor del av individens liv och också en av källorna där ohälsa kan uppstå men detta är i sampel med privatlivet. I skuggan av rapporter om ökad ohälsa, mer stress och hög arbetsbelastning för arbetaren är det därför relevant att titta på hur ohälsa kan förebyggas och vilka tillvägagångssätt som kan anammas på arbetsplatsen. Gra

This diploma thesis describes the experimental sessions carried out step by step towards the final aim of implementing the electrical characterization and luminescence detection on individual upright-standing nanowires in LED or solar cell nanowire arrays using a conductive Atomic Force Microscope (C-AFM) instrument. The whole lab work covers various characterization procedures of single nanowires