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Nudging insurance customers to go digital: Evidence from a field experiment with Länsförsäkringar Skåne.

By performing a field experiment within behavioural economics with focus on creating a nudge, this study enables to investigate whether a nudge that create better awareness have ability to influence individuals to make a more environmental friendly decision. By performing a field experiment in cooperation with Länsförsäkringar Skåne, the study shows that the nudges have a significant impact of rai

Estimating expected lifetime of revolving credit facilities in an IFRS 9 framework

What period should credit losses be estimated over in IFRS 9? When the standard on how to account for credit losses moves to an expected loss approach, there is a need to find out how far into the future to look for losses. This is known as the expected lifetime, and I have dived into interpreting how the IFRS 9 standard can be implemented in a model for expected lifetime for credit cards and simi

06032016 679 39 torn diabetes 2014

Carina Törn,1 David Hadley,2,3 Hye-Seung Lee,2 William Hagopian,4 Åke Lernmark,1 Olli Simell,5 Marian Rewers,6 Anette Ziegler,7 Desmond Schatz,8 Beena Akolkar,9 Suna Onengut-Gumuscu,10 Wei-Min Chen,10 Jorma Toppari,5 Juha Mykkänen,5 Jorma Ilonen,11,12 Stephen S. Rich,10 Jin-Xiong She,13 Andrea K. Steck,6 Jeffrey Krischer,2 and the TEDDY Study Group* Role of Type 1 Diabetes–Associated SNPs on Risk

https://www.teddy.lu.se/sites/teddy.lu.se/files/06032016_679_39_torn_diabetes_2014.pdf - 2026-05-30

Kolbrun arnadottir

Thesis_2007_Revised_printer_ready The determining legal, political, and social factors that need to be taken into account when trying to solve binational water pollution: The case of Tijuana, Mexico By Kolbrún Árnadóttir May, 2007 Thesis submitted in partial fulfilment of the requirements for LUMES: Lund University International Master’s Programme in Environmental Studies and Sustainability Scienc

https://www.lumes.lu.se/sites/lumes.lu.se/files/kolbrun_arnadottir.pdf - 2026-05-30

A16

Microsoft Word - micro3.wpd 1 2 3.0 DATA QUALITY ANALYSIS INCLUDING EFFECTS OF BIAS AND NON-RESPONSE In this study non-response was not a problem in that all the households that were sampled responded. This is attributed to the fact that household lists were updated in all the nine villages just before sampling was done. The enumerators contracted for the survey

https://www.keg.lu.se/en/sites/keg.lu.se.en/files/a16.pdf - 2026-05-30

Arbetsordning För N-fak Och Delegationer Till Dekanen 2026 ENG

Arbetsordning och delegationer COVER PAGE: GUIDANCE DOCUMENTS Rules of Procedure for the Faculty of Science and the Faculty Board’s delegations to the Dean Type of policy document: Guidelines Definition of the type of policy document: Sets out how someone must or should act within the area covered by the guidelines. A ‘must’ rule must be followed, whilst a ‘should’ rule is more in the nature of a

https://www.science.lu.se/internal/sites/science.lu.se.internal/files/2026-03/Arbetsordning%20fo%CC%88r%20N-fak%20och%20delegationer%20till%20dekanen_2026_ENG.pdf - 2026-05-30

Policy-Brief-Lucsus-tillg

Policy brief, Marts 2024: Biokuls rolle i dansk klimapolitik Policy brief MARTS 2024 Biokuls rolle i dansk klimapolitik Biokul er i de senere år kommet på den danske klimadagsorden, som et virkemiddel til at adressere landbrugets drivhusgasudledninger. Der er dog stadig en række usikkerheder forbundne med biokul som klimavirkemiddel, der medfører at biokul risikerer at stå i vejen for udledningsre

https://www.lucsus.lu.se/sites/lucsus.lu.se/files/2024-03/Policy-Brief-Lucsus-tillg.pdf - 2026-05-30

Mvea01 schema ht16 160825 v8

VÄLKOMMEN TILL Preliminärt Schema 2016-08-25 Välkommen till Miljövetenskap grundkurs MVEA01 - HT 2016 (29/8-28/10) Länk till webbschema Kursansvarig: Katarina Hedlund 046/2223798, e-mail: Katarina.Hedlund@biol.lu.se Kurshemsida: http://www.cec.lu.se/sv/utbildning/miljovetenskap-grund-och- avancerad-utbildning/kurser/miljovetenskap-grundkurs-15hp och intern kurskommunikation - http://luvit.ced.lu.s

https://www.cec.lu.se/sv/sites/cec.lu.se.sv/files/mvea01_schema_ht16_160825_v8.pdf - 2026-05-30

Mvschema2016-07-31 3

VÄLKOMMEN TILL Preliminärt Schema 2016-07-31 Välkommen till Miljövetenskap grundkurs MVEA01 - HT 2016 (29/8-28/10) Länk till webbschema Kursansvarig: Katarina Hedlund 046/2223798, e-mail: Katarina.Hedlund@biol.lu.se Kurshemsida: http://www.cec.lu.se/sv/utbildning/miljovetenskap-grund-och- avancerad-utbildning/kurser/miljovetenskap-grundkurs-15hp och intern kurskommunikation - http://luvit.ced.lu.s

https://www.cec.lu.se/sv/sites/cec.lu.se.sv/files/mvschema2016-07-31_3.pdf - 2026-05-30

MCPL22rev16jan

MCPL22rev16jan INNEHÅLL RAPPORTER 3 Collegium Patristicum Lundense 3 Den Patristiska dagen 2007 3 Höstsymposium i Lund. Stories and Images. 4 Internettidsskriftet »Patristik« 4 Metamorphoses: Resurrection, Taxonomies and Transformative Practices in Early Christianity 5 Encounters in Rome: household and gender, religion and politics, conflict and heresy PLANERAT 6 Forum for Patristik, seminar i Køb

https://www.ctr.lu.se/fileadmin/user_upload/ctr/pdf/patristik/meddelanden/MCPL22rev16jan.pdf - 2026-05-28

Degree Project Course (Bachelor students) Autumn 2023

Degree Project Course (Bachelor students) Autumn 2023 Degree Project Course (Bachelor) Answer Count: 1 I have completed the Bachelor´s Degree Project within I have completed the Bachelor´s  Degree Project within Number of responses Mathematics (course code  MATK11) 0 (0.0%) Mathematical Statistics (course  code MASK11) 1 (100.0%) Numerical Analysis  (course code  NUMK11) 0 (0.0%) Total 1 (100.0%)

https://www.maths.lu.se/fileadmin/maths/Matematik_NF/Kursutvaerderingar/HT2023/MATK11HT23.pdf - 2026-05-28

HILMA

HILMA HILMA Historiska Institutionen i Lund Meddelar Att… Årgång 32, 2006/07, Nr 9, 2007-03-08 Underlagen till HILMA förvaras i pärmar som står i rum 209, på hyllan ovanför faxen. Där hittar du ytterligare information om seminarier, anställningsvillkor, stipendier och annat samt ansök- ningsblanketter i förekommande fall. De sistnämnda, som är samlade i en separat pärm, kopierar du och sätter till

https://www.hist.lu.se/fileadmin/_migrated/content_uploads/hilma_vt07_9_03.pdf - 2026-05-28

Chicumbane Connections: Lower Limpopo Valley During the First Millennium AD.

Abstract The discussion of the transition to farming in southern Africa and the formation of Early Iron Age society, referred to in Mozambican archaeology as the Early Farming Communities (EFC), is complicated by the lack of surveys in key areas of intensive contacts. This article presents the results of excavations at the EFC site Chicumbane in the eastern lower Limpopo Valley, dated 500–800 AD. The discussion of the transition to farming in southern Africa and the formation of Early Iron Age society, referred to in Mozambican archaeology as the Early Farming Communities (EFC), is complicated by the lack of surveys in key areas of intensive contacts. This article presents the results of excavations at the EFC site Chicumbane in the eastern lower Limpopo Valley, dated 500–800 AD. The varia

Nonlinear mechanical behaviour and analysis of wood and fibre materials

The mechanical behaviour of wood was studied from a micro up to a macro level. Wood is a cellular material possessing a high degree of anisotropy. Like other cellular solids, it often exhibits a highly nonlinear stress–strain behaviour. In the present study the mechanical properties of the cellular structure of wood are characterized and modelled, the irregular cell shape, the anisotropic layered The mechanical behaviour of wood was studied from a micro up to a macro level. Wood is a cellular material possessing a high degree of anisotropy. Like other cellular solids, it often exhibits a highly nonlinear stress–strain behaviour. In the present study the mechanical properties of the cellular structure of wood are characterized and modelled, the irregular cell shape, the anisotropic layered