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Kontraheringsplikt vid företagsförsäkring - En undersökning av småföretagares rätt till försäkring

Kontraheringsplikt innebär en skyldighet att ingå avtal och utgör därmed ett undantag från principen om avtalsfrihet. En kontraheringsplikt finns i försäkringsavtalslagen och innebär en skyldighet för försäkringsbolag att ingå avtal med personer som vill teckna konsument- eller personförsäkring, såvida det inte finns särskilda skäl för avslag. I utredningen Ds 2005:42 fastställdes att en sådan konA duty to contract involves an obligation to enter into an agreement, and there-fore constitutes an exception from the principle of contractual freedom. A duty to contract exists in the Insurance Contracts Act and stipulates an obligation for insurance companies to enter into an agreement with an individual who wants to acquire a consumer- or personal insurance, unless there are special reasons pr

Överlåtelseförbudet i 28 § URL – Sakrättsliga och obligationsrättsliga verkningar

Upphovsrätter ger upphov till både ekonomiska och ideella rättigheter. Den ideella rätten bygger på en tanke om att upphovsmän har ett starkt personligt intresse och en koppling till sina verk. Samma tanke ligger bakom det överlåtelseförbud som finns i 28 § lag (1960:729) om upphovsrätt till litterära och konstnärliga verk (URL). Förbudet gör det otillåtet för en förvärvare av en upphovsrätt att öCopyright is composed of two rights, the economic and moral rights. The moral rights are built on the thoughts that the creator of the copyright has a strong personal interest and a connection to its creation. It is the same thoughts that are behind the transfer prohibition in 28 § lag (1960:729) om upphovsrätt till litterära och konstnärliga verk (URL). The prohibition makes it illicit for the as

Investeringsrådgivning - bankernas skyldigheter

Finansmarknaden genomgick stora förändringar innan 2000-talet och placeringsrådgivning kom att spela en allt viktigare roll. Tidigare hade det inte funnits lagstiftning på området, vilket man nu införde. Först kom Lag (2003:862) om finansiell rådgivning till konsumenter (FRL), därefter utfärdades ett EG-direktiv. Direktivet införlivades i svensk rätt genom Lag (2007:528) om värdepappersmarknaden (

The Case of Boel Olsdotter

By the mid-19th century, syphilis had been established for several hundred years as a disease associated with immorality, from which the poor in particular suffered. Although hospitals for the treatment of venereal diseases existed in most European countries, there would be no cure for another hundred years, and physicians battled unsuccessfully against disfigurement and death. The lock hospital i

Photon time-of-flight and continuous-wave near-infrared-spectroscopy of human skeletal muscle tissue; a comparative study

The focus of this thesis is to perform a comparative study between two noninvasive optical techniques: Photon Time-of-flight Spectroscopy (pTOFS) and a Continuous-wave NIRS system for measuring muscle tissue oxygen saturation. INVOS 5100C (Manufactured in 2011, Serial Number 11-10269, Produced by Somanetics Troy, MI 48084 USA) is such a CW-NIRS system that provides tissue oxygenation using continu

In Vitro Studies on the Uptake of Ion-X-Gel Precursor and SPIO by Various Cell Types

Popular science summary: The Battle Against Cancer Daily, people are diagnosed with cancer, a disease that brings suffering and despair. I'm sure you have heard about chemotherapy and radiation as a way of trying to treat cancer, but it is equally important to find an effective method to quickly and reliably detect a tumor at an early stage, before it is too late. In my master's thesis,

Statusbedömning av befintliga byggnader – Med fokus på Energi, Extern miljöpåverkan och Utemiljö

Om inte statusen på Sveriges byggnadsbestånd förbättras kommer miljömålet ”God bebyggd miljö” inte kunna uppfyllas. Då miljömålet beaktar många aspekter måste ett holistiskt synsätt gälla vid genomförandet av åtgärder i byggnadsbeståndet. För att kunna göra detta måste en dialog föras kring viktiga aspekter på byggnadens samtliga områden mellan inblandade parter. Om en parameter ändras riskerar de

Childhood and adolescent obesity: Multidisciplinary approaches in a clinical setting

BACKGROUND: The high prevalence of obesity in children and adolescents emphasizes the necessity to develop evidence-based treatment programs that are useful in a clinical setting. AIMS: The overall aim of the thesis was to develop and evaluate multidisciplinary approaches for management of children and adolescents with obesity. The focus was on generalizability of the treatment in a clinical setti

Systematics of Lactobacillus spp. of probiotic potential

Lactobacillus is a heterogeneous bacterial genus comprising at present 91 species. The high species number often makes classification and identification difficult, especially as the taxonomy to a high degree has been based on phenotypical traits. Members of the genus are of commercial importance, involved in a range of industrial products and applied as probiotics, “live microorganisms which when

Investerarskydd vid venture capital-investeringar

This essay is devoted to quite a special form of investment - venture capital. More precisely the purpose is to map out, describe and analyse the most fundamental parts of investment protection in connection with venture capital investments. Venture capital is part of the market of risk capital, which refers to investments occuring on the receipt of, or possibility to receive ownership in a compan

Socialbidrag - ett minne blott : en studie av människor som inte längre har socialbidrag

Syftet med studien var att undersöka hur personer som tidigare erhållit socialbidrag beskriver orsakerna till att de inte längre behöver socialbidrag samt hur de upplevde kontakten med socialtjänsten. Målgruppen har varit hushåll som idag klarar sin försörjning utan det behovsprövade socialbidraget. Undersökningsgruppen bestod av 158 hushåll i Jönköpings kommun som under 1997 avslutat sin kontakt

Familjerätt - inte längre en nationell angelägenhet, en studie av harmoniseringssträvandet inom den Europeiska unionen

Runt om i den Europeiska unionen (EU) utnyttjas den fria rörligheten i större utsträckning än tidigare. Företag flyttar över nationsgränserna och med företagen kommer arbetstagarna och deras familjer. Idag sträcker sig allt fler familjeband över nationsgränserna och i och med det har också familjerätten tagit steget från att ha varit nationell till att bli allt mer internationell. Inom EU finns Within the European Union (EU), the freedom of movement guaranteed in the Treaties has increased significantly the last decade. Companies may move their establishment from one Member State to another and with the companies, the employees and their families follow. An effect of the integration within the European Union is a high level of cross-border family relationships. As a result, family law ha

Inguinal Hernia Surgery in Men - Chronic Pain and Sexual Dysfunction

Life time occurrence of inguinal hernia is 30% of men. Most are symptomatic and will require surgical treatment. Operation will commonly cure the hernia but remaining chronic pain or new pain is seen in 10–15%. Groin pain due to an inguinal hernia can cause impairment of sexual functions. This is sparsely studied. The aim was to analyse postoperative long term chronic pain and sexual impairment in

Socioeconomic aspects of unmet healthcare needs and health outcomes - Economic conditions, social capital, unmet healthcare needs, healthcare providers and mortality

Socioeconomic status (SES) differences in health are well known. Both material and psychosocial hypotheses regarding these SES differences have been forwarded. Social capital (trust, social participation) may be seen as a contextual and social extension of this debate with access to healthcare as one of the four hypothesized mechanisms between high social capital and health. This thesis investigatSocioeconomic status (SES) differences in health are well known. Both material and psychosocial hypotheses regarding these SES differences have been forwarded. Social capital (trust, social participation) may be seen as a contextual and social extension of this debate with access to healthcare as one of the four hypothesized mechanisms between high social capital and health. This thesis investigat

Risk thresholds for alcohol consumption : combined analysis of individual-participant data for 599 912 current drinkers in 83 prospective studies

Background: Low-risk limits recommended for alcohol consumption vary substantially across different national guidelines. To define thresholds associated with lowest risk for all-cause mortality and cardiovascular disease, we studied individual-participant data from 599 912 current drinkers without previous cardiovascular disease. Methods: We did a combined analysis of individual-participant data f