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Insurance terms always go with the insurance contract that you sign. In theseterms the assurers rights and obligations towards the insurer are stipulated. It is often difficult to interpret these insurance terms. Sometimes it is hard to decide whether an incident is considered an insurance event or not. These problems often cause disputes between the assurer and the insurer. This essay is a study
Huvudsyftet med denna uppsats är att undersöka effekterna av aggressionsersättningsträning (ART) program på tre kriminalvårdsanstalter och två frivårdskontor. Huvudfrågeställningen som belyses i studien är: förändras deltagarna i ART-program med avseende på empati och attityder till kriminalitet? För att besvara dessa frågor har vi utfört för- och eftertester på tre kriminalvårdsanstalter och två
Many studies have tried to explain the stock market value premium identified by Fama and French and Rosenberg, Reid and Lanstein. To the proponents of conventional asset pricing theory the value premium, measured by HmL (high book-to-market minus low book-to-market), is a bit of a dilemma. This is due to that the value of growth stocks depend more on business cycles than on value stocks, whose val
The web is a constantly growing medium that presumably plays an increasing role in public library reference services. In order to provide high quality reference service the librarians need to be able to master this medium. Therefore it is interesting to get an understanding of how librarians actually use the web. The aim of this Master s thesis is to investigate what web search tools are used by p
Scholarly publishing has since the introduction of electronically distributed periodicals seen a time of change, mainly in the STM-business (Science Technology and Medicine). The roles of the three main participants in the publication process; researcher, publisher and library are developing into new directions. Researchers themselves are taking a more active part in the discussion, with the boyco
In this study my aim has been to discover what connections can be made between the way of creating a library building and the general values concerning the library activities and the library users. What kind of ideology could possibly be reflected in a library room? My study includes two different parts. First of all there is a theoretical section based upon literature relevant for the subject. He
Customers and the stakeholders are putting increased pressure on the companies to take responsibility for environmental issues in their supply chain. This may not be very easy for the companies, especially if the suppliers causing pollution are beyond company's direct business connections. This study tries to understand this phenomenon by means of a case study in the fashion industry. A Swedis
The purpose of this study was to examine how professionals within the social services who work with drug abuse think and feel about methadone and subutex as a treatment against heroin addiction. I have used qualitative interviews to receive information about the respondent’s experiences, views and attitudes. I have interviewed three social workers from different municipalities. The municipalities
This study aims at identifying and analysing the construct of a retailer’s store personality in consumer stories and how these stories relate to the retailer’s brand story on a global level. To fulfil the purpose and analyse a retailer’s store personality, a qualitative approach was chosen to analyse the empirical data provided by a case study of H&M through narrative analysis. The main theori
Under de två senaste decennierna har vattenfärgen ökat dramatiskt i södra Sverige. Vattenfärgen bestäms främst av koncentrationen av humuspartiklar. Humus påverkar råvattenkvalitén och kostnaden för att producera dricksvatten har ökat markant p.g.a. de ökande humushalterna. Det är därför av stort intresse för samhället att kartlägga vad som kommer hända med DOC koncentrationerna i framtiden och pe
