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Vårdslös rådgivning – Vad innebär vårdslös rådgivning vid finansiell rådgivning samt investeringsrådgivning?

Till följd av finanskrisen förlorade konsumenter genom placeringar i riskfyllda finansiella instrument stora delar av sina investeringar. Under åren 2008 och 2009 inkom fler klagomål till Finansinspektionen och Konsumentverket jämfört med tidigare år om att många konsumenter via rådgivning rekommenderats produkter som inte motsvarat den risk de varit beredda att ta eller att information om risken The aftermath of the financial crisis meant that many consumers lost parts of their investments because they had invested their savings in risky financial instruments. Between the years of 2008 and 2009, the Swedish Financial Supervisory Authority, Finansinspektionen, and the Swedish Consumer Agency, Konsumentverket, received more complaints, compared to previous years, regarding financial advisor

Tre problem med anknytning till aktieöverlåtelsens sakrättsliga sida

Detta examensarbete behandlar främst de sakrättsliga verkningarna av en aktieöverlåtelse, samt den centrala värdepappersförvararens ansvar för skada. De två sakrättsliga exempel som behandlas i denna uppsats är konsekvenserna av att aktiebrev inte är utgivet i kupongbolag, samt förkommet aktiebrev. Sedan behandlas även den centrala värdepappersförvararens ansvar för skada enligt 7 kap LKF. UppsatsThis thesis deals primarily with the impact on right in rem of stock transfer, and the CSD:s liability for damage. The two substantive examples treated in this thesis are first the consequences of a situation when no shares certificates are issued, and secondly a loss of share certificates. Additionally the CSD:s liability for damage according to chapter 7 in LKF will be treated. The thesis sums u

Integrationsklausulen - Rättsverkan och funktion i svensk och angloamerikansk rätt

Den mest kännetecknande aspekten av avtalsrätten är dess långtgående avtalsfrihet, vilken möjliggör att kommersiella avtal kan influeras av hur avtal konstrueras inom andra rättssystem. I avtalsrätten syns denna utveckling tydligt i och med förekomsten av boilerplate klausuler i kommersiella avtal. En av dessa klausuler är integrationsklausulen. Den vedertagna uppfattningen om innebörden av en iThe most characteristic aspect of Contract Law is its far-reaching freedom of contract, which makes it possible for commercial agreements to have an influence on how contracts are construed within other legal systems. In Contract Law this development is apparent with the use of boilerplate clauses in commercial agreements. One of these clauses is the integration clause. The recognized understandi

Ship-Induced Waves and Sediment Transport in Göta River, Sweden

Göta River, in Swedish Göta älv, is Sweden’s largest river as to flow rate. The surrounding river valley landscape is also among the most prone to landslides in the country, with cohesive sediments, including quick clay, as the dominant soil type. Both natural and anthropogenic erosion and sediment transport are occurring in the river, in the latter case induced by for example ship-generated waves

Avtalsenliga skyldigheter som går utöver jordabalken - En konkretisering av begreppet synnerlig vikt i 12 kap. 42 § JB och något om sammansatta avtal

Ett lokalhyresavtal kan vara ingånget för långa tidsperioder och en frågeställning för såväl hyresvärd som hyresgäst är därför om hyresrätten kan förverkas så att avtalet upphör i förtid, om hyresgästen bryter mot bestämmelser i avtalet. Anser hyresvärden att hyresgästen åsidosätter skyldigheter som går utöver jordabalken kan 12 kap. 42 § första stycket 8 JB åberopas som förverkandegrund. I denna Non-housing tenancy agreements can have long terms of agreement. It is therefore an interesting issue for the landlord and the tenant as to whether the tenancy can be forfeit or not. When the parties have specified obligations in the agreement which go beyond the Land Code, 12:42 1 st. p. 8 the Land Code is applicable. This means that the tenancy is forfeit if the tenant neglects contractual oblig

Frihet, ansvar & kontroll - en governmentalitystudie av demokratisk fostran i skolans obligatoriska former

This essay is aiming to understand the Swedish compulsory schools fostering of pupils to democratic citizens. By an engagement in Foucaults governmentality theory is the essay taking aim at provide a different view on the democratic fostering, by considering it as a specific form of power exercise. The essay is suggesting that we with this view can reach higher understanding of the Swedish compuls

Integrationen av romer i Sverige - En studie i mångkulturell integration av etniska minoriteter.

The Roma people have been living in Europe for about a thousand years. But still they have not been integrated in to the European society. In many places around Europe they are being subjected to unfair and sometimes illegal actions due to their ethnicity. At the same time many European countries have adopted multicultural integration policies in which the main goal is to integrate ethnic and cult

Transition and Oligarchy: The Role of the Russian Oligarchs during the Yeltsin Era

By employing the concepts found within the neo-Gramscian theory this thesis analyzes the role and effects of the Russian oligarchs during a period of transition in Russia, primarily from 1991 to 1993, during the so-called Yeltsin era. The political and economic changes during this period of time, especially the new market and privatization reforms that were implemented under Yeltsin contributed to

Vargfrågan som en politisk fråga. En studie om relationen mellan människa och natur.

The existence and extension of the Swedish wolf population is a highly contested issue. In January 2010 the Swedish government issued permission to hunt 28 out of the total population of approximately 200 wolves. This license hunt brought about and created even more attention to the wolf issue. On the one hand, protection and care for biological diversity is put forward as an argument in favor

“Go Green, Clean and Healthy” (and please stay committed) -A case study of the implementation of the FRESH school health policy in Lombok, Indonesia

By addressing an absence of implementation studies, this master thesis aims to examine the implementation of the FRESH health policy in schools in Lombok, Indonesia. The method used is a qualitative field study based on empirical material consisting of interviews with representatives from implementing organizations and teachers designated to be “FRESH coordinators” in schools. By utilizing dimensi

Primärkommunal påverkan på regional utvecklingspolitik - en utvärderingsanalys

My thesis focuses on the relationship between the local and regional level of Swedish public governance. Since decentralisation has been an ongoing trend in the public sector for at least two decades I assess this subject to be of importance for further discussion and analysis. The dissertation is meant to evaluate a few of the original purposes of decentralisation pronounced by the national admin

'Discursive Democracy' - The Case for Deliberation

This thesis deals with an approach in how to structure global governance, proposed by an Australian political scientist John S. Dryzek, called ‘Discursive democracy’. This thesis presents the approach, goes through the different aspects of it and tries to give the reader a sufficient understanding of the approach. The thesis offer an evaluation of the approach through a process where the approach

Demokratisk konsolidering: Varför har Costa Rica lyckats bättre än Nicaragua och El Salvador?

Many of the Latin American and Central American countries have had diffuculties with the democratic process. One country that particularly stands out in the Central American region is Costa Rica, a nation that achieved democratic consolidation in the 1950’s. In order to analyze why Costa Rica has been characterized by this success, the researcher Larry Diamond’s theory is used almost as an analysi

Samtala om det: Om deliberativ demokrati på regional nivå: en tvåfallsstudie av Värmlands landsting och Fyrbodalsområdet i Västra Götalandsregionen

Sveriges representativa demokrati behöver understödjas av kompletterande deltagarformer, hävdar flera politiker och forskare idag. Demokratiutredningen från år 2000 argumenterar för att den deliberativa demokratin bör fungera som ett sådant komplement. Denna uppsats undersöker, genom två fallstudier, om de av landsting eller region initierade aktiviteterna för medborgardialog har innehållit delibe

Denmark in Afghanistan: Security discourse and the image of the nation-state

In the present-day world, a state is only one of a number of social actors, each of which has its own identity, functions and structure. The successful functioning and even existential survival of the state is dependent on various factors, including its capacity to face the challenges of the processes of globalisation, including new threats which emerge from the development of communication techno

Experters inflytande över civilsamhällets demokratiaktörer – NGO:s. En studie av experters inflytande över två NGO:s policyutformningar

Over 2400 years ago, Plato discussed who is the most suitable to rule the society. The debate is still alive and some mean that experts are gaining stronger power over the democracies. NGO:s can be seen as important democratic actors, carrying the citizens’ voices. This thesis studies and describes experts influence over the creation of two NGO:s’ policies, i.e., working guidelines. Experts are be

Visslar tjänstemannen?

Enligt Lennart Lundquist, professor i statsvetenskap, har förvaltningsreformer under de senaste decennierna gjort att tjänstemän blivit mindre benägna att rapportera om oegentligheter. I vår uppsats prövar vi detta påstående som är en del av ekonomismen. Detta gör vi genom att intervjua tjänstemän inom den offentliga förvaltningen för att undersöka huruvida de skulle rapportera oegentligheter elle

Innanför Polisens väggar. En kvalitativ studie om organisationskultur och organisationsförändringar inom Polisen.

The purpose with this essay was to investigate the characteristics of the organizational culture within the Police in a specific department in Skåne, Sweden. I also examined if this organizational culture had any impact on how to perform organizational changes within the Police. The study is based on interviews that I have made with two officers. Theories about organizational culture and organizat

Att förstå en kluven regim: En studie av Nordkoreas kärnvapenpolitik

The North Korean policy of nuclear weapons has always constituted a puzzle for political scientists, media analysts and politicians. The inconsistency permeating this policy area makes it particularly hard to grasp. The aim of this case study is to enhance the cumulative knowledge of the North Korean policy of nuclear weapons by applying three theories of international relations: Realism, construc